Thomas Waterman (He/Him/His)

Business Banking Relationship Manager

Vice President

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My focus on building strong relationships.

562-822-6472

2301 Rosecrans Ave
El Segundo, 90245

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An avid listener, I am passionate about understanding client challenges and coming up with creative solutions.

About Me

I know the challenges facing business owners through every phase of the business cycle. Before joining Bank of America in 2022, I conceptualized and launched a start-up business, taking it through national expansion and revenue growth prior to selling the company. My experience is in directing and leading all operations with P&L responsibility for full-scale growth while reducing product costs through strategic sourcing.

I'm a results-driven and client-focused Business Banking Relationship Manager with a proven track record of cultivating and managing strong banking relationships with small to mid-sized businesses. Skilled in providing tailored financial solutions, including lending, treasury services, and cash management, to support clients' growth and operational needs. Known for delivering strategic insights, mitigating financial risk, and enhancing customer satisfaction through a consultative approach. Adept at portfolio management, credit analysis, and cross-functional collaboration to meet both client and organizational objectives. Passionate about driving revenue growth while maintaining a high standard of compliance and service excellence.

Industry Experience

Emerging Growth Companies
Healthcare & Physician Practices
Manufacturing
Transportation

Community

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THE SUSAN G. KOMAN BREAST CANCER FOUNDATION
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Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Resources for your business

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All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value