Michael McGuinness

Sr. Business Banking Relationship Manager

Senior Vice President

ASK ME ABOUT

My dedication to helping businesses thrive.

2998 Douglas Blvd
Roseville, California 95661

I’m dedicated to adding value, acting as a sounding board to help companies turn plans into action.

About Me

Michael takes the time to understand his client needs-helping local businesses thrive in a competitive marketplace. In his role as a Senior Relationship Manager for Business Banking, Michael empowers small to medium-size companies throughout the Greater Central Valley with innovative and digital solutions. Tailoring his approach to each client, he collaborates with his client team to drive growth and efficiency where it's needed most. Michael and his team can offer access to a comprehensive Business Banking platform with full range of financing, banking and technology. Michael joined Bank of America in 2005 and has over 20 years of banking experience at Bank of America. Michael has spent the past 10 years of his career as a Relationship Manager in Business Banking and active in his community. Michael is a member of the Sacramento Metro Chamber of Commerce and graduated from their Leadership Sacramento program in 2015. Michael has grown up in Sacramento and during his free time he enjoys working out, traveling, painting, snowboarding and riding his motorcycle.

Industry Experience

General industries

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Resources for your business

Center for Business Empowerment

Increase your business knowledge, expand your network and see your growth potential with practical guidance from our resources and insights.

2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

How organizations combat business email compromise

This type of cybercrime remains one of the most common and potentially damaging. Here’s why your people are key to a frontline defense.

See the latest from Bank of America Institute

Uncovering powerful insights that move business and society forward.

From digital-capable to digital-first

How a new mindset can improve efficiency, save money, and enhance client satisfaction.

2024 Workplace Benefits Report

Insights to help employers support their employees’ financial wellness

Get help finding the right solutions for your business

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All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value