Michael Romero

Business Banking Relationship Manager

Vice President

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My focus on building strong relationships.

626-990-0223

2901 E Eastland Center Dr
West Covina, California 91791

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With a focus on connecting client needs with the right guidance and tools, I thrive on building productive long-term relationships.

About Me

I am dedicated to understanding what makes each business unique and providing customized financial strategies that support long-term success. By taking the time to listen, learn about your goals, and gain insight into your industry, I help business owners navigate challenges, capitalize on opportunities, and plan confidently for the future.

As a Vice President and Business Banking Relationship Manager, I partner with privately owned and growth-focused companies across a variety of industries, including healthcare, professional services, manufacturing, wholesale trade, and commercial real estate. Whether you're looking to improve cash flow, finance expansion, acquire real estate, purchase a business, or streamline treasury management, I work to deliver solutions tailored to your specific needs.

My approach is consultative and relationship-driven. I strive to be more than just a banker—I aim to be a trusted advisor who helps clients make informed financial decisions, create operational efficiencies, and position their businesses for sustainable growth. By combining local market knowledge with access to comprehensive banking resources, I help business owners achieve their goals and navigate every stage of their business journey with confidence.

Industry Experience

Healthcare & Physician Practices
Manufacturing
Wholesale Trade

Community

Hispanic-Latino Organization
Better Money Habits

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Meet the team

Michael Cienfuegos

Merchant Specialist

Vice President

Herbert Ramirez

Treasury Sales Officer

Associate

Resources for your business

Center for Business Empowerment

Increase your business knowledge, expand your network and see your growth potential with practical guidance from our resources and insights.

Economic and market brief

Monthly economic and market insights for business leaders.

How organizations combat business email compromise

This type of cybercrime remains one of the most common and potentially damaging. Here’s why your people are key to a frontline defense.

See the latest from Bank of America Institute

Uncovering powerful insights that move business and society forward.

From digital-capable to digital-first

How a new mindset can improve efficiency, save money, and enhance client satisfaction.

2026 Workplace Benefits Report

Shaping the future of workplace financial well-being highlights a clear shift: employees are prioritizing stability, simplicity and guidance when it comes to their financial future.

Get help finding the right solutions for your business

Tell us some basic information, and we’ll provide customized product recommendations.

All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value