Ricardo Palacio

Business Banking Relationship Manager

Assistant Vice President

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My focus on building strong relationships.

864-566-3244

355 S Main St
Greenville, 29601

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With a focus on connecting client needs with the right guidance and tools, I thrive on building productive long-term relationships.

About Me

Assistant Vice President, Business Banking Relationship Manager for the Greenville Market. I partner with business owners and executives leading companies with $1 -$20 million in revenue to provide a tailored financial solution that fuel growth and stability. By combining deep expertise in relationship management, credit structuring, treasury optimization, and equipment financing, I help clients improve cash flow, manage risk, and strategically invest in their future. My role is to serve as a trusted advisor-delivering proactive guidance, customized financing, and long-term strategies that align banking resources with each client’s vision and success.

Industry Experience

Accounting and Law Firms
Emerging Growth Companies
Engineering Firms
Healthcare & Physician Practices
Manufacturing
Professional Services
Technology Services
Transportation
Waste Management
Wholesale Trade

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

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All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value