Joe Gendreau

Sr. Business Banking Relationship Manager

Senior Vice President

ASK ME ABOUT

Equipment Financing and Commercial Real Estate

949-287-0599

520 Newport Center Dr
Newport Beach, California 92660

I am committed to delivering results for business owners

About Me

Profile

Joe Gendreau is a Senior Vice President, Senior Relationship Manager at Bank of America, serving business owners throughout Orange County. With over 15 years of experience in banking, Joe specializes in developing complex credit and debt structuring solutions, with a focus on improving cash flow for privately held companies. Joe brings a deep understanding of Commercial Banking and helps manufacturers. professional services, and growth-oriented companies scale efficiently.

Education

Joe holds a Bachelor of Science in Business Economics from the University of Florida and is currently pursuing a Master’s in Accounting at the University of California, Irvine.

Personal Life & Interests

Joe resides in Orange County, with his wife, Kathleen. They are proud parents of a seven-year-old son and a five-year-old daughter. Joe is a "watch enthusiast and rare coin collector".

Industry Experience

Emerging Growth Companies
Manufacturing
Professional Services

Community

Orange County
Newport Beach
Irvine
Santa Ana
Anaheim

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Resources for your business

Center for Business Empowerment

Increase your business knowledge, expand your network and see your growth potential with practical guidance from our resources and insights.

2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

How organizations combat business email compromise

This type of cybercrime remains one of the most common and potentially damaging. Here’s why your people are key to a frontline defense.

See the latest from Bank of America Institute

Uncovering powerful insights that move business and society forward.

From digital-capable to digital-first

How a new mindset can improve efficiency, save money, and enhance client satisfaction.

2025 Workplace Benefits Report

Insights to help employers support their employees’ financial wellness

Get help finding the right solutions for your business

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All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value