Jhoanny Baez (She/Her/Hers)

Business Banking Relationship Manager

Vice President

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My passion for finding creative solutions.

267-660-9972

1600 Jfk Blvd
Philadelphia, 19103

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I’m dedicated to adding value, acting as a sounding board to help companies turn plans into action.

About Me

Jhoanny is dedicated to building long term relationships and becoming a valued resource for her clients. She has 15+ years of experience in the banking industry. She thrives on understanding client needs and offering new perspectives to meet their unique business goals. She enjoys seeing the immediate impact her input can bring, helping to make clients’ lives easier and put them on a path of growth.

Jhoanny is energized by helping business owners reduce expenses and streamline operations, freeing up their time to pursue new growth opportunities. Part of this process is making the most of Bank of America's vast resources, offering clients anything from targeted thought leadership to solutions from other parts of the bank. She is bilingual helping her to connect with a diverse client base.

If you are a business in the area looking for a strategy banking partner, I'd be glad to connect.

Industry Experience

Accounting and Law Firms
Engineering Firms
Government Contractors
Healthcare & Physician Practices
Manufacturing
Not-for-profit
Professional Services
Restaurant/Food Industry
Wholesale Trade

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Meet the team

William Vernay

Commercial Business Development Officer

Senior Vice President

Kimberly Eckhardt

Business Banking Solutions Advisor

Vice President

Erica Neese

Treasury Sales Officer

Resources for your business

Center for Business Empowerment

Increase your business knowledge, expand your network and see your growth potential with practical guidance from our resources and insights.

2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

How organizations combat business email compromise

This type of cybercrime remains one of the most common and potentially damaging. Here’s why your people are key to a frontline defense.

See the latest from Bank of America Institute

Uncovering powerful insights that move business and society forward.

From digital-capable to digital-first

How a new mindset can improve efficiency, save money, and enhance client satisfaction.

2025 Workplace Benefits Report

Insights to help employers support their employees’ financial wellness

Get help finding the right solutions for your business

Tell us some basic information, and we’ll provide customized product recommendations.

All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value