Gustavo Cruz

Business Banking Relationship Manager

Assistant Vice President

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My dedication to helping businesses thrive.

949-447-9241

520 Newport Center Dr
Newport Beach, 92660

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I’m dedicated to adding value, acting as a sounding board to help companies turn plans into action.

About Me

As a Business Banking Relationship Manager with Bank of America, I partner closely with business owners to help them grow, operate more efficiently, and make confident financial decisions. I specialize in delivering strategic banking solutions—including credit structuring, cash flow management, deposits, and payment solutions—tailored to each client’s unique goals and industry. My approach is relationship‑driven and consultative, focused on understanding the full picture of a client’s business so I can provide thoughtful guidance and access to the resources of one of the world’s leading financial institutions. By combining local market knowledge with Bank of America’s full suite of capabilities, I strive to be a trusted advisor who helps clients scale their businesses while building long‑term financial success.

Industry Experience

Accounting and Law Firms
General industries
Government Contractors
Healthcare & Physician Practices
Manufacturing
Professional Services
Restaurant/Food Industry
Retail
Technology Services
Transportation
Wholesale Trade

Languages

English
Spanish

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Resources for your business

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Get help finding the right solutions for your business

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All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value