Carlos Santacruz

Business Banking Relationship Manager

Assistant Vice President

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My passion for finding creative solutions.

248-880-8632

39001 W 12 Mile Rd
Farmington Hills, 48331

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An avid listener, I am passionate about understanding client challenges and coming up with creative solutions.

About Me

As a Business Banker at Bank of America, I bring years of experience delivering creative lending solutions that help businesses grow and scale- especially in complex, service driven industries like healthcare, law and engineering. I understand the unique financial challenges each profession faces, from managing cash flow and funding equipment in medical practices, to supporting case-base billing cycles in law firms, to financing long term project execution in engineering. I take pride in structuring smart, strategic, solutions that align with my clients' goals and empower them to focus on what they do best- whether that's healing patients, advocating for justice, or building the future.

Industry Experience

Engineering Firms
Healthcare & Physician Practices
Professional Services
Restaurant/Food Industry
Wholesale Trade

Business solutions so powerful, you’ll make every move matter

Our financial professionals bring product, capability, and solution level expertise to the relationship proactively connecting you to our full range of solutions and intuitive digital tools, tailoring them to your business needs and priorities.

Optimize Cash Flow through Merchant Services and Working Capital Solutions

Simplify Banking through Deposit accounts and Card solutions

Strengthen Business Operations through Digital Banking, Treasury or Cash Management services

Gain Access to Capital through Credit & Lending

Plan for the Future with Employee benefits

Resources for your business

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Get help finding the right solutions for your business

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All programs subject to credit approval and loan amounts are subject to creditworthiness. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Other underwriting standards and restrictions may apply. Credit and collateral are subject to approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly owned subsidiaries of BofA Corp.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value